Oak and Vine Home Loans, Inc. (“we,” “us,” or “our”) respects your privacy. This policy explains how we handle the information you provide to us through this website.

Information we collect. When you submit a contact or application form, we may collect your name, phone number, email address, and any details you choose to share with us so that we can respond to your inquiry and assist you with your home financing needs.

How we use your information. We use the information you provide solely to communicate with you about your inquiry, your loan, and related services. We do not sell your information.

Text messaging (SMS). If you opt in to receive text messages from us, we will use your phone number to send messages related to your inquiry and loan process. Message and data rates may apply, and message frequency may vary. You can reply STOP at any time to opt out, or HELP for assistance. SMS opt-in information is excluded from any third party sharing/selling. SMS opt-in information is not shared or sold to third parties for any purpose.

How to opt out. You may opt out of text messages at any time by replying STOP. To opt out of other communications, contact us using the information below.

Contact us. If you have any questions about this Privacy Policy, contact us at 805-819-2131 or ryan@oakandvineloans.com.